1. Accepted Payment Methods
We offer a variety of secure, convenient payment modes to ensure a seamless checkout experience:
Google Pay, PhonePe, Paytm, BHIM, and direct UPI ID payments with zero additional convenience charges.
Visa, Mastercard, RuPay, Maestro, and American Express cards issued by all major Indian and international banks.
Direct net banking across 50+ banks, Mobikwik, Amazon Pay, and EMI options on eligible bank cards.
Available for pan-India orders up to ₹5,000. A flat nominal verification handling fee of ₹49 applies.
2. Payment Security & Encryption
All online payment transactions on Arashya are routed through PCI-DSS Level 1 certified payment gateways (Razorpay/Paytm).
Note: Arashya Jewellery Mall never stores your complete 16-digit card number, CVV code, or banking passwords on our servers. All transactions require 3D-Secure OTP verification.
3. Failed Transactions & Payment Debits
In case amount was debited from your bank account but order confirmation was not generated due to network timeouts:
- The debited amount is usually reversed automatically by your issuing bank within 24 to 48 banking hours.
- If the amount is not credited back within 3 business days, please share your Payment Transaction ID with support@arashya.com and we will assist in resolving the transaction status immediately.
Arashya Jewellery Mall Guarantee
Subject to standard terms & quality verification procedures.